Your privacy, explained.

How NextOf collects, uses, and handles your information.

NextOf – Secure Estate Planning  ·  Last updated: 2026-04-03

1. Overview

NextOf is operated by ELEVATE STRATEGY CONSULTING SDN. BHD.

We are committed to handling sensitive financial and estate-related information with the highest level of care, confidentiality, and security.

This Privacy Policy explains how we collect, use, and protect your data in compliance with:

  • Personal Data Protection Act 2010 (Malaysia)
  • Regulatory expectations aligned with Bank Negara Malaysia

2. Data Controller

For the purposes of applicable data protection laws, the data controller is:
ELEVATE STRATEGY CONSULTING SDN. BHD.

3. Types of Data Collected

a. Personal Information

  • Name
  • Email
  • Phone number

b. Financial & Asset Information

  • Bank accounts
  • Insurance policies
  • Investments
  • Property and asset records

c. Legal & Estate Information

  • Beneficiaries
  • Executors
  • Asset distribution preferences
  • Will / Wasiat-related inputs

d. Documents

  • Uploaded files and supporting records

e. Technical Data

  • IP address
  • Device information
  • Usage analytics

4. Purpose of Data Processing

We use your data to:

  • Provide and operate the platform
  • Enable will generation and estate planning features
  • Facilitate optional lawyer review
  • Authenticate users and prevent fraud
  • Improve product experience

We do not sell your personal data.

5. Data Sharing

We only share data:

  • With your explicit consent
  • With service providers (e.g. cloud infrastructure) under strict confidentiality
  • With independent legal professionals when you request review
  • When required by law or authorities

6. Data Security

We implement safeguards aligned with high-trust platforms, including:

  • Encryption at rest and in transit
  • Role-based access control
  • Monitoring and audit logging
  • Secure authentication mechanisms

Access to sensitive data is strictly controlled.

7. Data Retention

We retain data:

  • While your account is active
  • As required for legal or regulatory purposes

Upon deletion, data will be securely deleted or anonymised, subject to obligations.

8. User Rights

Under the Personal Data Protection Act 2010 (Malaysia), you have the right to:

  • Access your personal data
  • Request corrections
  • Withdraw consent (subject to service limitations)

9. Cross-Border Data Transfers

Your data may be processed outside Malaysia. We ensure equivalent protection standards are applied.

10. Cookies & Analytics

We may use cookies and analytics tools to:

  • Improve platform performance
  • Understand user behaviour

You may manage cookies via browser settings.

11. Third-Party Services

We may use third-party services such as:

  • Authentication providers (e.g. Google login)
  • Cloud hosting providers

These services are governed by their own policies.

12. Updates to Privacy Policy

We may update this Privacy Policy from time to time. Material changes will be communicated to users.

13. Contact

For privacy-related enquiries: hello@nextof.my